HVAC insurance is all we do.

HVAC insurance that actually fits the trade.

HVAC contractor insurance is all we do. The right coverage, priced right, and COIs the same day — from an agent who already knows your class codes, your certs, and your audit traps.

Get a Quote or call (801) 505-4300

A generalist is learning your business on your dime.

That's how coverage gaps, surprise audits, and a slow COI that costs you the job all happen. Most agents dabble in HVAC between auto and homeowners policies. We don't. You specialize — your insurance should too.

HVAC contractors are all we cover.

We're not a generalist agency with an HVAC page. This is the whole business. That means we already know what your shop needs — and what you're probably overpaying for.

  • Specialists, not generalists.

    HVAC is all we do.

  • Coverage built for the trade.

    GL, commercial auto, workers' comp (right class codes), tools & equipment, installation floater, completed operations, refrigerant/EPA.

  • COIs handled fast.

    Additional-insured certs same day, so insurance never costs you a job.

  • Priced right, no audit surprises.

    Set up correctly so the audit doesn't bite you later.

  • Backed by Unified Insurance Partners.

    Real market access — direct and national carriers.

Getting covered is simple.

  1. Tell us about your shop.

    Quick — we already know the right questions to ask an HVAC contractor.

  2. We match you to coverage built for the trade.

    From carriers that actually understand HVAC. Priced right, no gaps.

  3. Get covered. Get your COIs — same day.

    So you can win the job.

Get a Quote

Coverage built for HVAC work.

The coverage an HVAC shop actually needs — not a generic business policy.

  • General Liability

    Third-party injury and property damage on the job.

  • Commercial Auto

    Your trucks, vans, and the tools inside them.

  • Workers' Comp

    The right class codes for HVAC crews, priced correctly.

  • Tools & Equipment

    Coverage for what you haul and use every day.

  • Installation Floater

    Materials and equipment until the job's signed off.

  • Completed Operations

    Claims that show up after the work is done.

  • Commercial Property

    Your shop, warehouse, and inventory.

  • Umbrella

    Extra limits when a job or contract demands it.

What HVAC contractors say.

Reviews from HVAC contractors will appear here.

Ready for an agent who knows the trade?

Get a quote from the team that only does HVAC.

Prefer to talk? Call (801) 505-4300

Get a Quote

No obligation. An agent who only does HVAC will follow up.